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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Fran[/i] [br]i have debts from 2003 which upto present some of which i havent been able to make payments too, also i have recently had to go to family court to get custody of my daughter which i cant claim legal aid for i have arrears on rent and council tax etc i havent heard off some off my creditors for a while so dont know if these debts are still live or if they have just given up, i was with a debt management programme for a couple of years, then they advised me to do an iva when i went to the cab they said i dont have anything to protect by having an iva so that failed, my debts are probably around £18k im on low income and have 2 children can anyone offer me any advise as to what would be best for me to do...i.e bankruptcy and if my creditors filed for my bankruptcy would i be informed i dont think some have my current address? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.