| T O P I C R E V I E W |
| Paul.cn |
Posted - 10 June 2012 : 19:18:48
I was made bankrupt in 2007 and discharged 12 months later. I'm moving into rented accomodation but afraid that I'm going to run into problems switching on utilities, such as as gas electricity and water as they are likely to credit check me. Can they refuse me a service? Secondly if my credit looks bad are they likely to ask me for a huge deposit just to switch these services on? |
| 15 L A T E S T R E P L I E S (Newest First) |
| Skippy |
Posted - 14 June 2012 : 16:40:29
We've got a water butt as well but it's only a small one as we haven't got room for a larger one.
I think me having a couple of showers a day might have something to do with us not saving money!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| Niobe |
Posted - 14 June 2012 : 16:26:15
We have a water butt as well as the water meter.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
| year 2029 |
Posted - 14 June 2012 : 16:15:33
My bill has more than halved, and I'm trying to reduce it further.
Might try a bit of rainwater harvesting too ;-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
| Skippy |
Posted - 13 June 2012 : 21:44:45
I went on one of the compare sites and it worked out that we would be worse off despite there only being two of us. I was surprised as I expected it to work out cheaper but our water rates are quite cheap.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| Niobe |
Posted - 13 June 2012 : 19:31:49
Yes and no - we did ours when it was me and hubby - now daugther and son in law (complete with baby) live with us now then it's shot up a bit!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
| year 2029 |
Posted - 13 June 2012 : 19:12:45
True,
Which is why I would include it in the tenancy agreement, and perform a physical check at the 6 month mark.
Slightly off topic, but it is amazing how much money you can save if you try by going onto a water meter.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
| Niobe |
Posted - 13 June 2012 : 17:29:13
Within twelve months yes, after that you are stuck with them.
Even if you revert back then the water meter kicks in if you want to sell your house - buyers would not be able to stay on a normal water meter.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
| year 2029 |
Posted - 13 June 2012 : 17:03:37
Likewise, as I said, it needs greement, and Ive always written it into the tenancy agreement.
Water meters can always be reverted back within 12 months.
Always best to do a physical check 6 months in.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
| Skippy |
Posted - 13 June 2012 : 15:33:12
That's interesting to know. I wouldn't be happy if I was a landlord and a tenant did that without my permission in case I wanted to move back into the property at any time - it's cheaper for us to pay water rates than to be on a meter.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| pcoventry |
Posted - 13 June 2012 : 14:45:48
quote:
Originally posted by Niobe
If there is a water meter at the property then you have to take that. If there isn't one then I doubt you would be allowed to take one out without the landlords permission.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
Just to add.
You can take one out provided your agreement is for more than 6 months. Less than 6 and you need the landlords permission.
I've just had one fitted. Works out around £400 a year cheaper for me based on standard rates.
I have credit meters. I told SWALEC I was bankrupt they told me it was fine as I had already paid my first quarterly bill.
If they ask for you to change to a key meter make sure they pay for the installation. after all it's their request. |
| year 2029 |
Posted - 13 June 2012 : 09:38:00
Niobe,
In all cases you 'should' get permission from the landlord, but invariably this doesn't always happen.
I've had some tenants ask, but most don't, even though I have never refused.
It just makes life easier all around, for everyone to know.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
| Niobe |
Posted - 12 June 2012 : 19:05:23
Am I right in presuming though that you could not change from normal water to a meter without permission from the landlord debtinfo?
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
| debtinfo |
Posted - 12 June 2012 : 18:39:47
Hi James, they can withhold gas and electricty but not water |
| Niobe |
Posted - 12 June 2012 : 17:58:47
If there is a water meter at the property then you have to take that. If there isn't one then I doubt you would be allowed to take one out without the landlords permission.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
| year 2029 |
Posted - 12 June 2012 : 17:10:25
Don't forget to let your landlord know if you get your utilities moved onto key meters or water meter if they aren't already on it.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
