| T O P I C R E V I E W |
| rabbit007 |
Posted - 26 August 2012 : 06:12:34
Hi help please. Im a discharged bankrupt and want to claim a ppi.will i get that money or will it goes to my or? The bank has issued a cheque but its on insolvency service name because they said im on currently on bankrupt.they have also deducted some money from the ppi claim to pay my outstanding balance loan.i called the bank and telling them i was discharged already from bankrupt.they ask me to send a certificate of discharge then they will able to put the cheque into my name.i am not really sure if i can get that ppi claim or will it go to my or. Many thanks |
| 8 L A T E S T R E P L I E S (Newest First) |
| Skippy |
Posted - 31 August 2012 : 14:46:32
Please see the thread below for clarification regarding PPI.
http://bankruptcyhelp.org.uk/forum/topic.asp?TOPIC_ID=13688&SearchTerms=PPI
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| Richard P |
Posted - 31 August 2012 : 14:15:41
THE OR is now asking people at their interview about PPI claims
when you went BR you had aline drawn, your debts cant be brought forward and nor can the assets.
the temptation is to get "easy money" with the PPI, please dont as the OR will chase it is his money
Good Luck Richard,
|
| Viki.W |
Posted - 27 August 2012 : 06:48:32
They can only come after assets that were assets from before or during your bankruptcy pcoventry.
Once discharged, if you win the lottery, for example, they can't take that.
But PPI on debts from before the bankruptcy is an asset at the time of bankruptcy so can be claimed.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
| pcoventry |
Posted - 27 August 2012 : 00:42:16
so why discharge someone?
How long can they do that for? Can they just nip up in 20 years time and demand it all from discharge till then?
that tell sme the debts are never actually written off which means the whole thing is advertised as a farce. If they can just pop up when your doing well and take things your never really debt free! |
| Niobe |
Posted - 26 August 2012 : 19:47:48
Yes they can. |
| pcoventry |
Posted - 26 August 2012 : 19:43:53
SO when your discharged they can still take things from you? |
| Niobe |
Posted - 26 August 2012 : 10:38:53
Totally agree with debtinfo. Get in touch with the OR so that you can get things sorted, |
| debtinfo |
Posted - 26 August 2012 : 07:14:45
No the PPI claim belongs to the OR and the bankruptcy, you could get into serious trouble if you take the money, you should contact your OR immediately |
