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 I am opposing bankruptcy on account of unreasonable refusal. What happens at the hearing ?

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T O P I C    R E V I E W
Ratnarajah Posted - 28 August 2012 : 16:00:06
My creditor to who I owe £10,000.00 want to make me bankrupt. I am opposing the bankruptancy on account of unreasonable refusal. Because I have offered to pay up to £450 a month, have the debt secured against my home and pay an intial deposit of £1000. I have submitted a notice of intention to oppose bankruptancy, but the court office was closed when I went in of Friday, so the court would have received that form today. The hearing is this Friday, so that's not the 7 days notice that they wanted. I have also submitted it to the opposition solicitors. What happens at the bankruptancy hearing? Do I need a solicitor? Could I take a family member to help me present my case? Are the judges friendly or what? I'm really worried about this. Would the judge be annoyed that I didn't sent the notice of intention to oppose at the right time?
10   L A T E S T    R E P L I E S    (Newest First)
debtinfo Posted - 01 September 2012 : 07:04:00
out of interest did the judge dismiss the petition or adjourn it
Niobe Posted - 31 August 2012 : 21:04:00
Let us know if there is anything else we can do for you in the future. I hope it all goes well.
Richard P Posted - 31 August 2012 : 21:00:38
well done



Good Luck Richard,
Niobe Posted - 31 August 2012 : 20:08:41
That's excellent news - pleased for you.

If you have anymore problems then get back to us - we're always here.
Ratnarajah Posted - 31 August 2012 : 19:58:57
Thank you for all the advice and help guys. I really appreciate it. The judge has ordered that they creditors accept my proposal of paying a initial sum of £1000 and then £450 per month afterwards. Better than being bankrupt I guess. Thanks again for all the support guys!
Richard P Posted - 31 August 2012 : 16:54:38
thanks Niobe

teach me to check the dates first !

Good Luck Richard,
Niobe Posted - 31 August 2012 : 16:36:17
How did you get on ratnarajah? I rather think that today was the day you were due at court?
Richard P Posted - 31 August 2012 : 16:25:02
Ratnarajah

the judge will understand and try to be helpful about the 7 days.

The judge will be less sympathetic if you are not properly prepared for the court case.

the other side may well accept a negotiation on the steps of the court but it depends if the action is vindictive or business related.

you are normally allowed a "mackenzie friend" but as to the level of involvement will be direted by the court / judge.

i would suggest running your "defence / proposal" by someone who works in the insolvency field not just a solicitor who can spell Insolvernsee !!

Good Luck Richard,
debtinfo Posted - 28 August 2012 : 20:12:17
how long have you owed the amount and what payments have you made so far, also when did you first make the offer you have posted above
Niobe Posted - 28 August 2012 : 16:34:26
Hi and welcome.

I've no idea on this one at all. Hopefully one of the experts will be along to advise.

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