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T O P I C    R E V I E W
maizie Posted - 05 September 2008 : 09:05:03
I have my OR interview on the 18th September and I have sent back all my bank statements etc as requested. Since going bankrupt I have opened up a Co-op Cashminder Account. Would the OR require details or bank statements from this?

Also its my partners birthday and I have saved up and wanted to treat him to a race day at Silverstone... not him doing the racing because I couldn't afford that but two tickets to watch the racing. It costs £43 all together. If I paid for this via my Visa Electron card would the OR question this coming out of my account?

I don't want to get in trouble before Ive even started!

Maizie
15   L A T E S T    R E P L I E S    (Newest First)
harbourmaster Posted - 06 September 2008 : 12:16:54
Thanks J
No I did mean after BR, just need to know if they checked outgoings etc after.
John Posted - 06 September 2008 : 12:15:14
Hi H

I presume you meant full year prior to bankruptcy, and yes he will, probably before interview so as to discuss any points raised with you at interview.

They would not usually request statements for the period after interview.

www.Bankruptcyhelp.org.uk
0800 078 9367
harbourmaster Posted - 06 September 2008 : 12:01:26
Will the OR check bank statements for the full after the interview?
zamfir Posted - 06 September 2008 : 02:38:55
The Court Official & OR both stated it's fine to open up a new bank account on the day I went BR. The OR confirmed he'd have no interest in it (as it was opened post-BR), and he was more concerned that I'd have access to my salary for day-to-day expenses.

As other posters have stated, £40 ish is a very little amount, and would most probably be anticipated to come out of your DI anyway.
maizie Posted - 05 September 2008 : 12:09:20
Yeah I can't wait!!! And it's not even for me!!! x

Maizie
Skippy Posted - 05 September 2008 : 11:57:58
Have a great time Maizie - I'm jealous!

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
maizie Posted - 05 September 2008 : 11:56:54
All booked!!! x

Maizie
Needafriend Posted - 05 September 2008 : 11:45:36
Thats good news Maizie,
See i said you should be ok, but it is better to check with others.
Have fun that day.

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
maizie Posted - 05 September 2008 : 11:42:46
Thanks all! Right Im going to go ahead and book it!!! Yay! x

Maizie
zoe Posted - 05 September 2008 : 11:41:15
Hi there
i think with the relatively small amount involved you will be ok. It is the equivalent of saving less than £1.00 a week for less than a year (if that makes sense!!!!)
369 Posted - 05 September 2008 : 11:39:55
Hi Maizie,

Im not a 100% sure, but I really dont think that the OR will mind you spending £43 on a present. I think they will only look at it more deeply if the cost ran into £100's. I really should'nt worry about it.

Just be honest with them.

I used to live near Silverstone - you will have a brilliant time, and you should enjoy yourself, as it has been a hard time for you, we all need to escape sometimes!
Needafriend Posted - 05 September 2008 : 11:37:29
bump

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
maizie Posted - 05 September 2008 : 11:29:08
Can anyone help with this please?

Maizie
Needafriend Posted - 05 September 2008 : 09:54:42
Ok maybe one of the other experts can shed a bit more light on this for u.
Hang on in there.

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
maizie Posted - 05 September 2008 : 09:43:18
Yeah I do but I haven't had my interview yet.

Maizie

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