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| tracy_b |
Posted - 15 September 2008 : 20:14:03
Hi everyone,
I was wondering about getting frozen bank accounts. All our money (benefits ) gets paid into our bank and all bills rent,council tax, gas etc get paid by D/D. I asked the bank anonoumously about keeping the account but they said no BRs at all. I am worried about paying the bills and getting at my money after being Br. everything will have to be paid about 3 weeks after br so i wont have time to get D/D up and running but i dont know how i will pay bills if i dont have use of a debit card. I have been advised not to open an a new bank account till the day of the BR but does anyone know how long it takes to re arrange benefit payments to a new bank. Also can you open a co-op cashminder over the phone as there is not a branch near to us about 40 odd miles away in Brighton.
Sorry so many points but i have moved into panic mode this evening.
Tracy |
| 5 L A T E S T R E P L I E S (Newest First) |
| Needafriend |
Posted - 16 September 2008 : 13:31:35
Thank you Tracy
Enjoy the sunshine, seems like we are having a late summer more like an indian summer, just what i need to make my holiday to butlins so much nicer.
TTFN
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| tracy_b |
Posted - 16 September 2008 : 12:22:56
Hi Jo,
sorry for the late response to your last post. I will post questions for Julien and John. You have a lovely holiday you deserve it!
Thanks muchly
Tracy |
| Needafriend |
Posted - 15 September 2008 : 20:41:04
Hi i would love to come live with u for the time till you go BR but hubby wont be able to cope. LOL
You keep posting and i will be there for you. I am away the end of the week so you will have to get answers from one of the other members then, do you want my direct email address.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| tracy_b |
Posted - 15 September 2008 : 20:30:23
Thanks again JO, you wouldn't like to come and live with us for the next 3 1/2 weeks would you? I really don't know what i'd do without you. Everytime i get straight with one thing another pops into my head.
thanks muchly
Tracy |
| Needafriend |
Posted - 15 September 2008 : 20:25:36
Hi there its me again.
Right lets see if i can help you.
Firstly to get the benefits paid in takes about a week.
Secondly it will be ok to empty your account prior to BR just mention to the OR that you removed the money to pay the bills for that month.
Thirdly if you open a cashminder account over the phone like i did same day as our branch is 40 miles away we got account info in 4 days we then in the mean time had benefits sent as giros apart from child benefit which they held until we got the new account number.
All dd's were put on hold until the account had ben set up and we paid in some cases 2 payments at once when they reinstated to bring them back up to date.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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