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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by j.m[/i] [br]i was made bankrupt in may 2007 and became fully discharged without condition in may 2008.I am roughly half way through the IPA having already had two pre-arranged payment holidays. I continue to struggle with the monthly IPA payments even though i have recently successfully negotiated a reduction in these. If i were to miss a further monthly payment i understand Clarke Wilmott would issue a reminder letter but provided i paid the next months payment no further action would be taken - is this correct ? . Would the same be true if a missed the following months payment also ?. I hope to be able to make payments but would like to be clear where i stand exactly if i cannot. regards [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.