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j.m
Junior Member
172 Posts |
 Posted - 16 September 2008 : 14:26:10
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i was made bankrupt in may 2007 and became fully discharged without condition in may 2008.I am roughly half way through the IPA having already had two pre-arranged payment holidays. I continue to struggle with the monthly IPA payments even though i have recently successfully negotiated a reduction in these. If i were to miss a further monthly payment i understand Clarke Wilmott would issue a reminder letter but provided i paid the next months payment no further action would be taken - is this correct ? . Would the same be true if a missed the following months payment also ?. I hope to be able to make payments but would like to be clear where i stand exactly if i cannot.
regards
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 14:37:48
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Hi JM
I am not sure on how that works exactly, if you hang on in there someone who will have better knowledge of this will be along shortly.
Sorry i cant help you.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 14:39:04
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Oh just a thought you can ask the OR for another I&E to be done even through the IPA which would take into account any changes, which would be causing your additional financial worries that are happening now.
Give them a call and explain.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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where do i stand exactly ?
