All Forums  New Questions  Forum Questions  now i have settled down a bit......

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by andrew.m[/i] [br]i will outline my day yesterday: i arrived after a huge traffic jam at 10am, appointment was for 10.20am, i checked the court board and i wasnt on it, yikes. i went onto the 2nd floor and knocked on the door of the insolvency office, they checked out my paperwork, helped where appropriate and i signed many many times. really nice guys i had an hours wait so grabbed a spot of breakfast and marvelled at all the chavs that were tracksuited up. the judge was due to hear me at 12.00pm, there was 4 of us in the same boat and we were heard individually. i was second up... the judge was a real old fart and acted very off hand (he was like this with everyone), he hadnt read my SOA and seemed to scan on the "hop", he asked why had i not seen a solicitor if i had an interest in the house i had with my partner (i wasnt on the mortgage), i had helped with renovations but that was in 2000-2001, the law states that they can only go back 5 years to deal with any property gifted, if he had read my SOA he would have realised this. he then made me BR, i wasnt asked if i had any further questions and was dismissed, i the went back to the insolvency offices along with my "co-accused" and awaited my paperwork, we all wished eachother luck and moaned what an old git the judge was. it was only later i realised why the judge was off hand with me. i had wrote in my reasons for debt that i had spent 45 to 50000 on home improvements, it was a typo, it should have been 4.5 to 5000, maybe even less, this will be the 1st thing i address with the OR, i hope he understands!! all in all not too bad but please dont treat it lightly as a walk in the park, it brings a lot home when you are in the chambers with the judge. i will happily answer any questions you may have. andrew m x [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.