All Forums  New Questions  Forum Questions  Officially BR as of 11.15am Today ! OMG!!

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by digman[/i] [br]Hi all , Just thought would post to relay our experience of today . Appt was for 10.15 with the court clerk and eventually saw her at 10.25 ish i would say . She checked all the paperwork for us and helped to fill in the legal bits we didnt fully understand on the petition . All straightforward enough and exactly as expected due to advice of this forum .. ... Then the bombshell .... YOU KNOW YOU WILL BE PROSECUTED FOR THE DEBTS BEING INCURRED THRU GAMBLING ! . After picking my bottom jaw of the floor i began to question this as i was under the impression , frim all the advice i had received , that it was not a criminal matter not to be able to pay your debts , it was a civil matter and as far as i knew it was not illegal these days to gamble ! . Well she was adamant she was right and also said YOU WILL NEVER BE DISCHARGED and the OR CAN KEEP AN INTEREST IN YOUR HOUSE AND FORCE A SALE UPTO 20 YEARS AFTER BANKRUPTCY . Flipping heck ( or words to that effect !! lol ) came to mind and my wife said at that point she could virtually see the cogs going round in my head as to a way to avoid BR and do a runner there and then !!! ... Anyway she went away to check with the OR office and after 10 mins came back and apologised , she had got it wrong . They no longer prosecute and i would not be prosecuted for having debts caused by gambling . I didnt even bother to question her on the other facts she had come out with as i realised she probably didnt know what the hell she was on about !! Perhaps an expert could step in here please ?? After that little hiccup she counted the money for the fee , went of to see the judge , came back , told us the judge had rubber stamped the BR and she was off to ring the OR office for us and to pick up the phone when it rang . 10 mins later the phone rang , OR office spoke to my wife first , just to confirm name address phone and ask about bank accounts then told her to expect certain forms in the post , The phone was then passed to me and i had pretty much the same conversation . And that was that !! We were told the interview would be within the next 2 to 3 weeks , my wife opted for a telephone interview while i opted for a face to face as i thought i could explain certain things better that way . And that was really that ..... as of 11.15 myself and my wife are BANKRUPT !!!! the start of our new debt free life !!!! Andy & Hayley [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.