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| smd |
Posted - 20 October 2008 : 12:21:03
iwant to become bankrupt and i have no money |
| 4 L A T E S T R E P L I E S (Newest First) |
| Needafriend |
Posted - 24 October 2008 : 09:43:29
SMD
If BR is your only option then as Siobhan has said it is possible to stop paying your creditors and save the monies that way.
You will need to contact your local court and find out what there procedure is with regards to the BR hearing, the reason i say that is because some courts you turn up on the day and others like the one i went to i had to call and book an appt.
Also you will need to find out if you can get the £150 court fee removed as when your income is low or your on certain benefits that part can be waivered, again i have some of that info on my blog but you must also call your local court.
You would only pay at full price if you did noy get any help a max of £495 on the day of your hearing.
If you do feel that BR is your only option and i do want to ask you to give someone a call, our helpline number is free and then you can see if that is the only thing available to you or whether there is anything else that can be done ie DMP or IVA.
Our number is 0800 078 9367 do leave a name and a contact number and someone will get back to you, they never forget.
I hope this is starting to be of some use, i just wish i could help you more. Get the phone, make the call and maybe things will look better then and become clearer.:-)
Best of luck
Jo
x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk |
| siobhan |
Posted - 23 October 2008 : 23:36:24
Hi, we stopped paying debt payments for one month which enabled us to gather the money for bankrupcy fees. you may get reductions depending on your circmstances eg. on benefits.
Good Luck
S x |
| Needafriend |
Posted - 23 October 2008 : 13:45:39
Hi smd and welcome
In my blog there are some ideas on how you may be able to get hold of the fee in order to go BR, but can you help me out a little, what sort of figures are we looking at. Have you been in any DMP or IVA with regards to your debts.
Are you able to give the helpline a call, they may be able to go over your options for you as BR may not be the only one.
That number is 0800 078 9367
Best of luck
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
| tracy_b |
Posted - 20 October 2008 : 12:56:38
Hi smd, and welcome to this site
I think in the first instance that you should phone the free helpline for advice. We need a bit more info before anyone can comment.
Home circumstances, level of debt, job or benefits, single or couple etc. these all come into play.
Please phone the helpline or post more info.
Thanks and take care
Tracy XX
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