| T O P I C R E V I E W |
| Nicola.j |
Posted - 22 October 2008 : 08:48:02
Hi
Yesterday Vodafone decided they were going to close my contract and switch me to Pay as you go.I would be interested to know if anyone else has had any experiences along the same line because I am pretty sure I have read other people being allowed to keep them.
Just wanted to check as well,I am just about to send off my expenses questionnaire and I should tell them and any debt to Vodafone for the remaining months of the contract can be included in the BR?
Many thanks
x |
| 15 L A T E S T R E P L I E S (Newest First) |
| movin on |
Posted - 22 October 2008 : 17:53:19
Thank you skippy
I have needed ALOT of hugs of hubby lately
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
| Skippy |
Posted - 22 October 2008 : 17:08:34
I've found it and read it and I really feel for you.
I'm sending you a big hug xxxxxxx
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| movin on |
Posted - 22 October 2008 : 17:01:36
I think it was titled - OR interview tomorrow
The weights are coming off my shoulders very slowly, but making such a big diference !! |
| movin on |
Posted - 22 October 2008 : 16:58:30
Forgot to mention, the ladt from the or's office also told me that any contracts mean nothing once you declare Br, and it doesnt matter if payments are kept up to date or not.
Im very confused about this whole situation and dont feel any less stressed - in fact i feel more down than i have in a long time
The weights are coming off my shoulders very slowly, but making such a big diference !! |
| Skippy |
Posted - 22 October 2008 : 16:57:46
Sorry to hear that Moneyworries. I'll have a read back through your posts - I'm a bit behind as I spend most of my time on the IVA forum x
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| movin on |
Posted - 22 October 2008 : 16:54:20
Skippy - i got the phonecall from hell and if you read previous posts of mine you will see. I dont want to be going through it all on a new post, but i really dont feel better today and my hubby thinks i should be complaining about her - it really was the worst experience i have ever had in my life - give me childbirth anyday
The weights are coming off my shoulders very slowly, but making such a big diference !! |
| Reviva UK |
Posted - 22 October 2008 : 16:50:40
I often think that people that have gone through the ordeal of debt and then bankruptcy feel that they need to be punished in some way.
Bankruptcy is not a crime and people in Br shouldn't be made to feel like criminals.
Stick to the rules and one will be OK. So unless it says you must phone up everyone and tell them - don't . It doesn't benefit anyone and in some cases where a supplier takes an unpleasant stance actually INCREASES the debt which isn't very bright on their side.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
| Skippy |
Posted - 22 October 2008 : 16:47:02
That's why I didn't declare it - I don't have a landline, so it's my phone.
I only told Vodafone as I had to pay them by Dave's credit card one month while my bank account was getting sorted out. They asked my why I was paying like that and I just blurted it out!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| Reviva UK |
Posted - 22 October 2008 : 16:37:53
Not sure why one would need to advise the mobile phone company about the bankruptcy provided that :-
1. you don't incur £500 or more of credit ( that would be in any one month as you are billed monthly)
or
2. There is a current outstanding debt ( more than the usual monthly bill) which needs to be included in Br.
My view is that in these times a mobile phone is simply a phone and as such is almost a utility to many people and a lifeline to others.
Perhaps the moral of the story is - if you are not asked a question don't offer an answer
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
| Skippy |
Posted - 22 October 2008 : 16:35:57
I think I was lucky with my examiner. I wouldn't call her lovely, but she was polite, efficient and very generous with my allowances!
Did you have a bad time with your interview?
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| movin on |
Posted - 22 October 2008 : 16:26:50
Hey skippy
I didnt list mine either, but when i had my phone interview she asked if i had any other phones, so i had to tell her - but then again going off the rest of my interview i did get a bitch
The weights are coming off my shoulders very slowly, but making such a big diference !! |
| debtrider |
Posted - 22 October 2008 : 11:27:59
I have a contract with Orange and I have always paid on time. I also use this number for my business. I always thought that you could change to pay as you go and keep the same number, if you had problems in keeping the contract. I use this number for my business and it is advertised everywhere, website, yellow pages, business cards. If I lost this number then I would be in big trouble getting business. Hope this does not happen.
Debtrider |
| maizie |
Posted - 22 October 2008 : 11:23:31
I didn't list it either as I don't have a landline. And I must admit I never mentioned it to the OR at interview stage, although its obvious because he was interviewing me on my mobile!!!! ;o)
Maizie |
| Skippy |
Posted - 22 October 2008 : 11:20:49
I don't think my OR even asked who the contract was with! I must admit I didn't put my mobile on the SOA, I listed it under telephone - I don't pay for the landline. I did tell the OR when I spoke to them though.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
| movin on |
Posted - 22 October 2008 : 11:13:01
Well i contacted Orange yesterday to inform them and they had blocked the phone before we even ended the call. They told me i would not be able to keep same number too (what a pain trying to remember everyone that had my old number!!). Anyway this was not on my soa, but as the or asked for details of it i had to give it over the phone, she then informed me that she would be contacting them, so i just got there first.
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
