| T O P I C R E V I E W |
| turborat |
Posted - 25 November 2008 : 21:01:17
I really need some advice as I may be in a really bad situation...
We were declared BR last Tuesday (18th) which was a relief. I asked my wages dept at work how much notice I needed to give them before payday to notify them of the new account I needed my wages to be paid into as the usual acct will be frozen, they said 24/48hrs.
Coop have been dragging their heels so today I contacted work (as I am signed off with bad back at the mo) to see when was the latest time they needed new details before this month payday Friday (28th). They said wages were processed this morning so nothing they can do!!! A little more than 48hrs before payday I think!!!!!
I am now panicking as if my accounts have been frozen can the wages stil go in? If they havent been froen yet but money goes in and they are frozen at the same time I will have no money to live on next month. Will the OR allow me to have my wages and understand the mess up even though the account is on its overdraft limit & frozen? Can I take the risk & do an immediate bank transfer of all the wages (if acct not frozen yet) into my parent acct???
Really feeling sick at the moment worrying where do I go, what do I do as without my wages we will loose everything!!!
Any help/advice would be really appreciated.... |
| 15 L A T E S T R E P L I E S (Newest First) |
| Needafriend |
Posted - 26 November 2008 : 20:27:46
Oh and TR
Forgot to add, that i too am glad that you hav sorted out your wages.
Thank goodness for that.
One less worry.
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
|
| debtrider |
Posted - 26 November 2008 : 20:21:30
Hello turborat
Glad to hear you got your wages sorted out.
All the best for your interview.
Debtrider |
| Needafriend |
Posted - 26 November 2008 : 16:58:59
Hi TR
No not unless you have things that you want to keep like a car or your home.
A little tip if you do think of anything write it down and keep with the SoA.
Goodluck
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
|
| turborat |
Posted - 26 November 2008 : 16:53:04
Just a quick note to say that my work managed to stop the payment transfer in time so it will be paid into parents account... phew!!!!
I am just sending paperwork back to OR ready for the interview next wednesday, are there any questions I should remember to ask them?
Thanks |
| Needafriend |
Posted - 26 November 2008 : 15:35:59
Right in that case i claim copyright against the following:
"Misuse of the Alphabet letters Act 2008"
This is mine all mine, tee hee hee ;-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
|
| tracy_b |
Posted - 26 November 2008 : 15:16:07
Hi Jo,
You gotta laugh though!!! Best not give the EU and PC brigade any ideas so i best copyright it.
Tracy XX |
| Needafriend |
Posted - 26 November 2008 : 11:39:42
Hee hee ;-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
|
| Needafriend |
Posted - 26 November 2008 : 11:39:18
Its ok Tracy, we wont be coming to your address and writing letters with regards to the
"Misuse of the Alphabet letters Act 2008"
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
|
| tracy_b |
Posted - 26 November 2008 : 11:25:36
Dont worry, i have played about with the post and sorted it!!!! Thank goodness i thought i might have got done for the missuse of the letter M ....LOL
Tracy XX |
| tracy_b |
Posted - 26 November 2008 : 11:21:22
Hi,
How do i edit?
Tracy XX |
| harbourmaster |
Posted - 26 November 2008 : 11:18:55
Wow tracy.... must be the longest word ever on a post...lol
Try editing the post and you can delete the m's
I had online banking with nationwide and it showed the
money was there but I couldnt do anything with it. |
| tracy_b |
Posted - 26 November 2008 : 11:11:21
Hi,
sorry dont quite know what went wrong there!!!!
Tracy XX |
| tracy_b |
Posted - 26 November 2008 : 09:54:29
Hi,
The banks froze our accounts eventhough they had a letter from the OR stating no interest. We do online banking and it showed as 'account unavailable'. I phoned A&Leicester and they said to take passport as id and gas bill etc to local branch and they would release the funds to me as they had a copy of the ORs letter.
Lloyds tsb however has kept our accounts open(br 9th Oct) even though we have large debts with them. Very Odd.
Take care
Tracy XX |
| Reviva UK |
Posted - 26 November 2008 : 05:55:21
hi
check to see what you have put in your statement of affairs as your monthly living costs ( accomodation / food / bills etc) and I don't think you will be falling foul if you withdraw that providing the account is open.
would probably mean a trip to the bank to withdraw over the counter.
if there is surplus then would recommend you leave that in the account
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
For a Free Impartial Review before taking the leap call me @ Reviva UK
www.revivauk.com |
| turborat |
Posted - 26 November 2008 : 00:48:10
What would happen if I take the wages out as soon as they clear (if I can) in the account & transfer into my coop acct for use next month for dd's, bills, rent, food, living etc? |
