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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Unserene[/i] [br]Hi all, Had a long read of a lot the posts here and found that at least I'm not alone! Just emigrated to the US from the UK, originally planning to get working and repay my existing unsecured loan, credit card and overdraft from over here (£19.5k roughly altogether). Unfortunately, the US economy being what it is and jobs being scarce, I have so far been unable to find employment. I'm ok to pay this months charge, but next month is a definite no-no. I'm not sure on my next course of action. I've looked into getting someone back home to be a power of attorney for me and file backruptcy, but I'm hesitant about getting them involved at it's a pain. I've looked at going through an agency but to be honest if I'm applying for backruptcy, I really can't afford to pay the extra that would cost! As my debts are with the same bank, what are the odds on them tracking me down and stinging me here? Unfortunately they do know that I'm in the States, and the bank is also owned by a worldwide bank (HBOS). Any thoughts? Been keeping me up nights ! [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.