| T O P I C R E V I E W |
| Nicola.j |
Posted - 31 December 2008 : 11:08:18
Hello
Please could I ask how long is it usually from the time the OR sends a letter saying that Moonbeevers have been appointed to them getting in touch.
Happy new year
x |
| 15 L A T E S T R E P L I E S (Newest First) |
| Needafriend |
Posted - 10 January 2009 : 11:45:44
Hi J4T
Thats right as your BR was near the end of the financial year there would have been no time to set it up so that ones out of the way.
The IPA for your income, what dont you agree to on it as it may be worth calling the helpline and asking them to go through it with you, if you dont agree then the OR will suspend discharge and can ultimately go for the next step an IPO where by the COURT orders that you pay that amount.
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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| jelly4toes |
Posted - 10 January 2009 : 11:41:57
yes i think thats right i haven't signed it yet the or is making it clear if i don't she will suspend my dishcharge and make life difficult.I am a bit worried that i agree to it then it goes off to moonwhatsits and they unpick it.I know the nt code wasn't applied properly last year then i got a letter freom ir to say they had paid the tax to or. |
| Needafriend |
Posted - 10 January 2009 : 11:20:36
I J4T
Did you get an income IPA?
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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| jelly4toes |
Posted - 10 January 2009 : 11:18:00
I went brupt in march 08 so the nil tax code thing was for and up to april 08.I understand that this means i won't have to deal with that aspect when the ipa collections gets sent to moonbeavers.Can someone tell me how often i will therefore have to send wage slips to them and I would also like to know whether they can start making any changes or objecting to what the or has allowed you as allowable expenses.This is so traumatic to deal with as my income is variable. |
| Needafriend |
Posted - 10 January 2009 : 08:51:34
Hi Jelly4toes
Moonbeever will ask for your wages slips monthly until an NT code IPA has been set up and then they will make sure that you have the standing order info to send the agreed amount.
If there is a change of circumstance like we did my OH had a payrise then we had to resend them to them so that they could adjust the amount.
If your in an Income IPA then you would have to inform them about any changes like less money on your wages or a big enough payrise to warrant a change to any agreed amount.
I called mine the other day they know the NT code is now in place and dont need to see any more slips unless they ask or i tell them of a big change.
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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| jelly4toes |
Posted - 10 January 2009 : 08:47:01
how often do moonbeaver contact you once an ipa has been agreed and how often do you have to submit wage slips do they ask for all the wage slips.and do you have to submit new soa's .My other question is can they undo the allowances etc that has been agreed with the or. |
| pix1 |
Posted - 03 January 2009 : 00:31:50
It can take a long time. |
| dr_kitten |
Posted - 02 January 2009 : 22:08:44
I went BR in November and I'm still paying PAYE tax as normal (although due to a cock up with current employers I haven't been paid for last month so I don't have a payslip yet). How soon does it take for the NT code to be implemented and for someone to tell me how much tax they want from me? |
| Reviva UK |
Posted - 02 January 2009 : 19:35:51
Hi Skippy
I don't know but should probably find out.
I suspect that there is no point in changing the process for the IPA's that deal with the NT tax code position as there is a natural run off.
However the 3 year IPA may be different.
I have also noticed that Moonbeever seem to be much more interested than CWC in seeing payslips on an ongoing basis.
I wonder if their pitch to the insolvency service included a higher return due to much more scruitny on pay over 3 years ( bonuses, etc etc)
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
| Skippy |
Posted - 02 January 2009 : 18:12:15
Paul, do you think Moonbeever will take over all the payments, or will Clarke Willmott carry on with the existing ones?
I suppose it could explain why the woman at CW wasn't interested when I phoned them a couple of months ago!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
18 IPA payments to go! |
| Needafriend |
Posted - 02 January 2009 : 16:32:25
Hi Sleeplessnights
If you wanted to you could give them a call on Monday and find out when they will want there money sent to them.
Maybe they have forgotten it has been christmas, but they will no doubt be in contact soon.
I would keep the money to one side and have it ready to send once they ask for it. We were lucky i suppose as they contacted us beg of Oct, the first payment went out end of Oct. We went bankrupt 4/8. So quite quickly, we have 3 left to pay now.
Best of luck and let us know how it all goes
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
| Jane.l |
Posted - 02 January 2009 : 16:11:36
This happened to us, we really should have paid 5 payments but CW only asked for 3  |
| sleeplessnights |
Posted - 02 January 2009 : 15:31:17
Hello, on a side note we went BR in October. My other half has not paid tax for 2 months therefore we have £460.00 sat in the bank.
We sent the last 3 wage slips via fax to Moonbeevers on Monday 29.12.08
When do you think Moonbeevers will advise us the amount owed and will they go for the whole £460.00 (arrears at once) then £230.00 per month or want £230.00 per month for 6 months?
Matt |
| Reviva UK |
Posted - 01 January 2009 : 21:22:30
Clark Willmot lost the contract recently so Moonbeevers are the new boys on the block
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
| Skippy |
Posted - 01 January 2009 : 20:29:17
My payments are collected by Clarke Willmott, and they took a while to contact me. It was 3 months from me going BR to making my first payment, and I think it would have been longer of I hadn't chased them up.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
18 IPA payments to go! |
