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T O P I C R E V I E W |
sgr |
Posted - 02 January 2009 : 11:43:47 i already had an iva,which i payed every month,but i worked in the motor industry!!i say worked because when i go back on the twelth of jan theres a good chance 99% thats it(first in last out)i was told to miss two payments which i did but i heard nothing.i rang them and was told in my agreement there was a clause that they could declare me bankrupt,how long do i wait????????????they know all about the situation????
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5 L A T E S T R E P L I E S (Newest First) |
Reviva UK |
Posted - 02 January 2009 : 18:01:31 Hi
unless you have paid in a considerable amount into the IVA it is unlikely that DFD will pursue you for Br.
I have 2 clients who have been unable to pay their IVA for 12 months ( loss of jobs & relationship breakup) and they still haven't had any notice / letter etc from DFD
Paul Johns Assisted Bankruptcy Specialists Reviva UK
Real People ..... Real Debt Solutions www.revivauk.com |
leakie |
Posted - 02 January 2009 : 15:07:56 Hi sgr I was in an IVA, I will be made Bankrupt on Tuesday of next week, I belive that it is 3 months missed payments, for the IVA to fail. But it can take up to another 3 month before you are made BR. depending when they can gat a court Date, There have been no fee's paid by myself, as I am being made BR by the IP. Hope this will help
Regards
Leakie
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Needafriend |
Posted - 02 January 2009 : 12:47:57 Hi sgr
Sorry i should have said IP Insolvency Practitioner.
So your with debtfree direct. It may be worth when they are open giving them a call and asking them what the state of play is.
I would if you can do the BR (bankruptcy) yourself.
Let us know how you get on
Jo x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
sgr |
Posted - 02 January 2009 : 12:24:16 sorry jo but i dont know what an ip is?i am with debt free direct?
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Needafriend |
Posted - 02 January 2009 : 11:59:03 Hi sgr
If you dont mind me asking, who was your IP for your IVA.
Also it can take a while for them to do it, if you want to to do it yourself then you will need a cert of failure to take to the court when you go yourself.
The benefit of doing it yourself is you maintain your dignity and can stay incontrol.
Jo x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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