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sgr
Starting Member
18 Posts |
 Posted - 02 January 2009 : 11:43:47
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i already had an iva,which i payed every month,but i worked in the motor industry!!i say worked because when i go back on the twelth of jan theres a good chance 99% thats it(first in last out)i was told to miss two payments which i did but i heard nothing.i rang them and was told in my agreement there was a clause that they could declare me bankrupt,how long do i wait????????????they know all about the situation????
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 02 January 2009 : 11:59:03
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Hi sgr
If you dont mind me asking, who was your IP for your IVA.
Also it can take a while for them to do it, if you want to to do it yourself then you will need a cert of failure to take to the court when you go yourself.
The benefit of doing it yourself is you maintain your dignity and can stay incontrol.
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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sgr
Starting Member
18 Posts |
Posted - 02 January 2009 : 12:24:16
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sorry jo but i dont know what an ip is?i am with debt free direct?
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 02 January 2009 : 12:47:57
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Hi sgr
Sorry i should have said IP Insolvency Practitioner.
So your with debtfree direct. It may be worth when they are open giving them a call and asking them what the state of play is.
I would if you can do the BR (bankruptcy) yourself.
Let us know how you get on
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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leakie
Junior Member
United Kingdom
158 Posts |
Posted - 02 January 2009 : 15:07:56
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Hi sgr
I was in an IVA, I will be made Bankrupt on Tuesday of next week,
I belive that it is 3 months missed payments, for the IVA to fail.
But it can take up to another 3 month before you are made BR.
depending when they can gat a court Date,
There have been no fee's paid by myself, as I am being made BR by the IP.
Hope this will help
Regards
Leakie
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 02 January 2009 : 18:01:31
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Hi
unless you have paid in a considerable amount into the IVA it is unlikely that DFD will pursue you for Br.
I have 2 clients who have been unable to pay their IVA for 12 months ( loss of jobs & relationship breakup) and they still haven't had any notice / letter etc from DFD
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
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iva
