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T O P I C    R E V I E W
baxi Posted - 08 January 2009 : 18:24:07
Hello all,

I was advised that my wife and i should open co-op accounts prior to applying for BR. We currently have a joint HSBC account which we pay the household bills, mortgage etc from (although we are unable to pay mortgage, loans etc at the moment). Should we open a joint co-op account before BR and transfer utility bills etc to that account but not our creditors?

Are there any websites, or does anyone know what the allowed expenses are for a couple, with no children and who both work full time. I mean for food, telephone, going out, haircuts etc etc.

Any help would be great, thanks.
1   L A T E S T    R E P L I E S    (Newest First)
Needafriend Posted - 08 January 2009 : 22:14:46
Baxi

If you go through my blog i have a link to the expenses that may be allowed, its a bit out of date but can be used as a rough guide for you.

The account you can open before and get the DD's etc sorted out. I did mine the day of my bakruptcy but some have opened theres prior.

I had all wages and things paid into another account prior to that.

Best of luck


Jo
x


Needafriend says:

Just always remember one thing, Your not alone, your not the first and you wont be the last.



22 Weeks down


30 to go




For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)


http://debtfreejo.blogs.bankruptcyhelp.org.uk/

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