| T O P I C R E V I E W |
| sjbyron |
Posted - 09 January 2009 : 01:22:07
Hi
Has anyone heard of this account, its a saving money manager account, it allows direct debits and standing orders and is run online and over the phone, I spoke to them on the phone and they said that they are sure it is bankruptcy friendly however it may get frozen.
Has anyone used this account when going bankrupt,
Need to get away from Think
Thanks
Stu J Byron |
| 10 L A T E S T R E P L I E S (Newest First) |
| sjbyron |
Posted - 09 January 2009 : 16:47:26
Hi Nationwide and Coop are creditors and Coop rejected me
Stu
Stu J Byron |
| pix1 |
Posted - 09 January 2009 : 16:16:22
Do you know about the Nationwide and the Coop accounts which are BR friendly? Lots of people on this forum have them. |
| sjbyron |
Posted - 09 January 2009 : 15:25:39
Hi Jo
Just spoke to Barclays they said they would offer me an account but with a cash card not visa debit as im going bankrupt, one advisor said post an application form back the other said make an appointment so ive done both, hope I get my pasport back.
They also said that they do not share info with Barlcaycard so even if I had debts with Barclaycard it doesnt matter.
She said as Im going bankrupt I cant have internet bank either.
But it will be better than Think, which Im still trying to get my money back so sent my application back today via Special Delivery got an appointment with Barclays on Monday and ill say I was told two conflicting advice, one apply by post only the other apply in branch only, hope they accept me.
Stu J Byron |
| Needafriend |
Posted - 09 January 2009 : 15:09:38
Oh and i wrote to Gordon Brown at the Houses of Commons too. They even replied.
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
|
| Needafriend |
Posted - 09 January 2009 : 15:08:53
Stu
I dont know about you but that does not make sense. There has to be someone out there that will take you for an account.
Keep looking and hopefully something will come up. You could always contact your Local MP like i did at the Houses of Commons and mention that no one will give you an account and that the banks are supposed to offer you a basic account. I wrote to my mp about my OHs CSA Payments and they helped us.
Take care
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
|
| sjbyron |
Posted - 09 January 2009 : 15:03:46
Well I rung them, and yes they accept bankrupts however the account will be frozen until discharged and will only allow direct debits that are essential as agreed by the OR
Stu J Byron |
| sjbyron |
Posted - 09 January 2009 : 10:03:16
Yep thats the one,
Do you think Ill be safe to use it, the woman on the phone didnt really understand bankruptcy. As she said that I would need to contact them and discuss repayment??
Hope its ok to use.
Ive got an appointment with LloydsTSB next week to see if they can offer me an account, and I still havent got my money back from Think from the three duplicate transactions.
Jo I rung YBS and asked them about that account they said I could only have a passbook account not card and no DDIs and SOIs as i am not privalidged to use them as an undischarged Bankrupt
Stu J Byron |
| movin on |
Posted - 09 January 2009 : 09:30:48
Hope this link works !!
http://www.coventrybuildingsociety.co.uk/savings/ProductFeatures.aspx?ProdCode=CMM1
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
| Needafriend |
Posted - 09 January 2009 : 09:01:12
Hi Stu
I tried the link you sent me but it wont open at the moment. It is the banks that freeze the accounts so it may be worth again asking them if they would keep it open once they knew you had gone BR.
I will also try and find out about this account later today, i have to go out l8r for a bit but once i know anything i will post on here.
If you hear anything then do let us know and best of luck with it.
I suppose you could try the yorkshire building soc they do an account with dd's & so's have a look at their site.
LOL
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
|
| movin on |
Posted - 09 January 2009 : 08:40:38
Hi Stu
I personally have not heard of this account, but i will be looking into it later (once the kids are safely in school) !!
Lets keep our fingers crossed 
Jenny
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
