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| T O P I C R E V I E W |
| hammy0107 |
Posted - 09 January 2009 : 09:51:06
Hi all,
To get my credit file up to date, who do i need to write to? Is it each creditor or the 3 credit reference agencies? Also i have forgotten who the 3rd one is, i know it's experian and equifax but who is the 3rd? Do i just send a copy of my ED and ask for my records to be amended? |
| 5 L A T E S T R E P L I E S (Newest First) |
| joella68 |
Posted - 09 January 2009 : 12:15:32
wow hammy thats brilliant.........doyou know what normally qualifies you for early discharge ???
jo |
| hammy0107 |
Posted - 09 January 2009 : 10:14:49
Hi Trolly,
I had been checking the Insolvency site for a few weeks and then on New Years eve is had changed to discharged on 17th December. I then got a letter off OR on or around 3rd January confirming this. I completed my new I&E on 20th October and got ED on 20th December so that w2ould make it about 8 weeks i think.
Thanks for advice by the way. |
| Needafriend |
Posted - 09 January 2009 : 10:14:15
Hi Hammy
On my blog i have the addresses for the credit ref agencies.
Well done you on ED, when was it you went BR.
Ours is just over the 5 months now and counting.
TTFN
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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| Trolly-Dolly |
Posted - 09 January 2009 : 10:10:51
Here is an excellent place to start
http://forums.moneysavingexpert.com/showthread.html?t=677875
Meant to ask you earlier Hammy, did your OR write to you and advise of your ED or did you find out via the Insolvency Site. We sent back our ammended I&E just before Christmas so are now waiting on the result, I believe it takes 56 days. How long did yours take?
You can read my blog here;
http://drowningmummy.blogs.iva.co.uk/ |
| movin on |
Posted - 09 January 2009 : 09:55:52
Hey Hammy
I am so looking forward to the day that i can do that !!
The third is Call Credit.
You need to write to all your creditors wih a copy of your discharge certificate or print a notice off the insolvency site that states your now discharged and request they update their files.
Well done you - and im not jealous at all 
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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