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b199
Posted - 09 January 2009 : 12:12:18 will my wife credit rating be affected if i go bankrupt we have a joint mortgage ,but im going to be moving out as this is putting to much strain on our marriage.
2 L A T E S T R E P L I E S (Newest First)
pix1
Posted - 09 January 2009 : 16:28:20 Hi Julian,
Happy New Year.
I just wondered how effective those Notices of Disassociation are? Even if a couple divorce and make a notice all their financial association search and account information will still be on file and potential crediros would just still hold it against them, wouldn't they?
JulianDonnelly
Posted - 09 January 2009 : 12:24:23 Hi B199,
Yes, your wife's credit rating will be affected. However, you can complete a Notice of Dissasociation with the credit reference agencies which will mitigate this.
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367