| T O P I C R E V I E W |
| janni-jan |
Posted - 12 January 2009 : 09:16:28
Hi
We are going bankrupt tomorrow, I'm well nervy! we are going to give up our house too (after 20 years of living here it will be a wrench) will we have trouble renting privately?
Janni-Jan |
| 8 L A T E S T R E P L I E S (Newest First) |
| janni-jan |
Posted - 12 January 2009 : 12:17:04
I guess Ive missed the boat then, as we are going bankrupt tomorrow and have only just found a property to rent there is no way I can muster up 6 months rent in advance! thanks for the info.
Janni-Jan |
| Mr.E.Guest |
Posted - 12 January 2009 : 12:05:59
Hi JJ,
We rented prior to going BR (which we still haven't done as yet) - we did this because we found that the Agents took out credit checks even when renting - we found some used experian etc whilst others just asked for a couple of personal references and a bank reference. It appears each has their own system.
We did find that ones we did not pass would still let us rent but only with a 6 month deposit (and whose got that kind of dosh!)
Good luck.
Tim |
| janni-jan |
Posted - 12 January 2009 : 12:05:02
thanks leakie! I really feel like running away!my nerves are getting the better of me.
Janni-Jan |
| leakie |
Posted - 12 January 2009 : 11:59:40
Hi Janni-Jan
Good luck tommorow,
You will feel alot better afterwards,
All the best
Leakie |
| janni-jan |
Posted - 12 January 2009 : 11:26:01
C**P! loads of defaults unfortunately Jo we really have pushed it to the wire foolish I know, but you keep hoping things will get easier dont you?
Janni-Jan |
| Needafriend |
Posted - 12 January 2009 : 09:55:03
Whats your credit file like now?
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
23 Weeks down
29 to go
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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| janni-jan |
Posted - 12 January 2009 : 09:43:43
thanks for that Jo! what happens if we need a credit check tho? will it be a no-go? the only reason i'm asking is i've seen a property and its with an estate agent they want 60 quid to do a reference check will i be wasting a hard earned 60 quid?
Janni-Jan |
| Needafriend |
Posted - 12 January 2009 : 09:22:00
Hi Janni-jan and welcome
Good luck for tomorrow although its not as bad as we all imagine 
As for the house then it may be worth finding a private landlord if you can and then they wont do a credit check, you will also be able to find they are likely to be more understanding towards Bankruptcy and should be ok.
You will need a good deposit, maybe call the local housing people and see if you can put your name down on their list also.
Dont worry. While its harder its not impossible
LOL
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
23 Weeks down
29 to go
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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