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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by janni-jan[/i] [br]well finally bankrupt, we had out appointment at 11 yesterday and were there for about 2 hours, I was like a damp rag at the end of it! I can honestly say though that the staff couldnt have been nicer, the judge even said to me I wasnt to worry and he wasnt there to judge me, just to reassure me that I was aware of the significance of what I was undertaking. The OR phone late afternoon and said he would call again in a fortnight that call took about 15 mins, he says as we only own about 2,800 of the car and its needed for work (my husband works over 40 miles away from were we live)its very unlikely that he will request its sale. we may have gone bankrupt a little early, it looks like we will have to borrow to move into rented accomodation, off a family member of course!but I was going nuts with the worry of it all, we were literally robbing peter to pay paul, today I've re connected the phone and i've already told 3 of my creditors that they need to contact the official receiver, I'm looking forward now instead of panicking and chasing my own tail, if anybody out there is wondering if this is the right step to take please be reassured it is! If your debts are insurmountable they wont go away, the problem needs to be addressed and the relief when the worry stops is indescribable. Janni-Jan [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.