| T O P I C R E V I E W |
| got there |
Posted - 16 January 2009 : 12:39:56
Mortgage company also said that we had LEGALLY to advise of forwarding address so we could be updated about arrears etc. We will be getting a royal mail post redirect on our post. Is this right do we have to advise them of new address legally?? |
| 6 L A T E S T R E P L I E S (Newest First) |
| got there |
Posted - 16 January 2009 : 19:50:30
Thanks again Paul.
Dont really want to tell them new address, if they want to find us they can do the legwork.
Fresh start and all that.
Take care
GT |
| Reviva UK |
Posted - 16 January 2009 : 19:46:32
Hi
You are contractually required to advise the mortgage company of any material change - including address change.
However as you are surrendering the house you will already be in breach of their T's and C's.
It is not a criminal act if you don't give them your new address!
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
| got there |
Posted - 16 January 2009 : 19:37:55
Hi Pix
Yes we are voluntary handing the keys back and yes there will be a shortfall.
GT x |
| pix1 |
Posted - 16 January 2009 : 14:11:52
You don't have to tell them.
Is your property being repossessed? Is there a chance of negative equity when it is sold?
|
| coxy |
Posted - 16 January 2009 : 13:00:46
Well they would say that
Dont think you have to give them new address if you dont want to.
We had a mortgage and secured loan I said to mortgage company if i give you new address can you assure me you wont give it to loan company they couldnt.
I said im not giving it you then they said thats fine we cant make you. |
| Jane.l |
Posted - 16 January 2009 : 12:45:09
I've not heard of that, I just kept in contact by phone and collected the letters from the old house, I did ring NR to tell them I had been made bankrupt, at that point I gave them my new address but 2 days later, a man from NR came around to my new house asking me what my intentions were regarding the house!  Even though I had explained to them on the phone 2 days previously |
