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 i ran away from my dept

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T O P I C    R E V I E W
kaybelle Posted - 20 January 2009 : 21:11:26
i ran away from my dept i moved from birmingham to ireland have lived on savings and even sold my car ..now im running out of money and looking for work what other options do i have to pay the fee of 495 pound ,i dont have benefit nothing
4   L A T E S T    R E P L I E S    (Newest First)
kaybelle Posted - 21 January 2009 : 16:48:31
im living in northern ireland

kaybelle Posted - 21 January 2009 : 16:44:17
i ran away from my dept about 4 5 years ago moved here about 6 months ago now .i have nothing have not had credit in all that time ,dont dont have a fixed address or anything .now im getting random dept letters turning up at a couple of addresses i have nver lived .what can i do ?? not really sure where to start

Jez Posted - 21 January 2009 : 07:37:15
Hi Kaybelle,

I'm not trying to scare you with what I say next, but you need to be aware of a few things.

Have you moved back to the UK or are you still in Ireland? and, when you say Ireland, do you mean NI or Eire?

If you want to petition for BR in the UK, you will need to be resident here.

Whatever you do, don't go bankrupt in Ireland (Eire) as the rules are different and the consequences much more severe. The stigma of bankruptcy is also still a VERY big thing in Irelend.

As for getting benefits, you are from the EU and you have been living in the CTA (Common Travel Area) so you are entitled to jobseekers allowance, rent supplement, etc...

However, I would suggest that you would be in a better position if you were dealing with your debts in the UK. You really don't want your creditors to pass your debts onto an Irish Debt Collection Agency.

Jez
movin on Posted - 20 January 2009 : 21:14:48

Hi Kaybelle and welcome to the forum

Is it possible that you could post a few more details:

1 - Are you working
2 - Do you own your own home - if so is there any equity ?
3 - Do you own a car - is it on finance/hp and how much is it worth ?
4 - How much in total do your unsecured debts total ?

Once you have posted some more details about your situation you will get some great advice from the site

Jenny

Onwards and Upwards is the way im going :-0)

From "Moneyworries" to "Movin On" in 3 months is fantastic :-))

xx

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