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| abd |
Posted - 31 January 2009 : 00:37:45
Hi
I have just recieved a letter from the reciever,suggesting a restriction of 11 years if accepted to be 10 years.Is going to the court ,hold the risk of restriction being extended? . Is there a chance of reducing it by writing to OR about mitigating factor associated with my BR.Thw reason for my BR/restriction is gambling an overpaid money by error.Will gambiling addiction, compulsive gambling ,family and the possibility of losing my jb be considered as a mitigating reasons ?.10 yrs will mean ,never be able to get a morgage in the future, which will be a real problem for my family of 5.
Kind regards |
| 3 L A T E S T R E P L I E S (Newest First) |
| abd |
Posted - 31 January 2009 : 11:25:35
Hi needafriend
Thanks for your kind comments.yes it is a journey that i have to finish now ,no matter how painful is the outcome.
best regrads |
| abd |
Posted - 31 January 2009 : 01:15:54
Hi
Family is well, and thank you for asking .You are right about the morgage situation, but 10 years is still a long time to be financially handcuffed. By the way the restriction syas you can not be a director of a limited company ,will that apply to small own buisness.When it comes to my job unfortunately my creditor will take me to a hearing, and the outcome could be licence suspension, and that is bad .But one thing for sure ,it is all nothing compared to the burden of guilt and debt I had for the last 3 years.
thanks again for your kind reply as usual.
Abd |
| Reviva UK |
Posted - 31 January 2009 : 00:56:10
Hi
Hope you and family are well.
Sorry to hear that they have taken such a harsh view. I suspect - if I remember correctly - that the nhs trust overpayment is probably the major problem as they may well view this as more than an oversight.
I don't think that your job is at risk - you would have already have lost it by now, however the mortgage situation is a problem.
Please remember that for the next 3 - 5 years it is going to be a problem for everyone to get a mortgage ( not unless you believe Gordon !) and even then you would need a sunstantial deposit - of around 30%.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
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