| T O P I C R E V I E W |
| david whiston |
Posted - 06 February 2009 : 16:26:19
we have very little money coming i and ive been made bunkrupt we have a £3000 over draft can we freeze it or cancell it |
| 6 L A T E S T R E P L I E S (Newest First) |
| gally |
Posted - 07 February 2009 : 08:36:57
morning debtrider thats correct hence the question to david if it was a joint br or joint account |
| debtrider |
Posted - 06 February 2009 : 20:49:18
Hi gally
If there is any debt in a joint bank account when going bankrupt, then I beleive the the non bankrupt would be responsible for repaying any debt on that account.
Debtrider |
| gally |
Posted - 06 February 2009 : 17:40:24
if its a joint account with only 1 person going br the bank will chase the second account holder |
| Melanie.n |
Posted - 06 February 2009 : 17:37:52
All debts owed at the time you went bankrupt are included in the bankruptcy - therefore your overdraft would most definately be included in the bankruptcy.
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
01446 711780
melanienicholas@jonesgiles.co.uk |
| gally |
Posted - 06 February 2009 : 16:51:28
david you say we have an overdraft did you both go br |
| Skippy |
Posted - 06 February 2009 : 16:39:24
Your overdraft is included in your bankruptcy so you don't need to worry about that.
Did you petition for your own BR or did one of your creditors make you BR?
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
