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| rachred600 |
Posted - 24 February 2009 : 13:56:16
Hi, I went BR in November 2008 - and had my telephone interview with the OR - which was completely awful - in December. He kept trying to force me to give answers about where I had spent all the loans / credit cards, and what on. Since some of them were over 5 years old, I had no idea what I bought with some of the credit, and I told him as much, and that I would only answer honestly as far as I could remember - but he kept saying "Guess" - I don't care what you say - you're not under caution here - Guess what you spent it on." His manner was very intimidating. I felt he was pressuring me into giving fraudulent answers. The interview lasted over an hour, and we didn't even get to my income / expenditure - and he just sent out a form, telling me to fill it in and send it back. I sent it in January, but so far, I 've heard nothing back. Is this normal? Should I be worried? How long does it take to set up and Income Payment agreement? I just want to get on and start paying for whatever period he determines - to get it over and done with. Please let me know of your own experience. |
| 2 L A T E S T R E P L I E S (Newest First) |
| dg67 |
Posted - 24 February 2009 : 23:28:40
hi rachred600
was just wondering which OR office you dealt with i had similar experience with manchester office
debby |
| Melanie.n |
Posted - 24 February 2009 : 14:01:46
Hi there, so sorry to hear you feel that you had a bad interview with the OR. Providing you sent back the inc & exp forms as requested you should not have any worries, the very worst thing that can happen in you have a disposable income in exccess of £100 and you may have to make payments under an IPO. Do not worry if you do not hear anything for a while, they are extremley busy, but the IPO will only take place mopving forward, it would not be back dated.
Hope this helps Melanie
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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