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| T O P I C R E V I E W |
| frosie90 |
Posted - 08 March 2009 : 14:19:16
Hi Guys,
I am still ploughing through the on-line form. Any help out there on two queries.
1.17 Are you, or in the last five years, been a director or involved in the management of a company?
I work in the voluntary sector for a large organisation as a Home Manager of small care home. (So a very little goldfish in a large bowl). Would this mean I would answer yes?
Second query, I am giving up my house so have just stopped mortgage d/d and have secured rental accommodation for later this month and have included the estimated shortfall as an unsecured debt. Do I still list the house as an asset if I am giving it back?
Just these two queries then I can submit my form!!! Thanks guys.
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| 4 L A T E S T R E P L I E S (Newest First) |
| frosie90 |
Posted - 08 March 2009 : 22:52:06
Thanks Jurgenpie. I haven,t yet missed a payment but will be phoning them hopefully this week to say no more will be coming, I am moving out etc. So when I get the letter I will cross that line out. Thanks. |
| jurgenpie |
Posted - 08 March 2009 : 21:28:32
If you are handing keys back like I did to Northern Rock, they put on the letter they wanted me to sign to say I would be responsible for shortfall, just make sure you delete that line as the shortfll is covered by the bankruptcy.
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| frosie90 |
Posted - 08 March 2009 : 19:43:02
Many thanks John. Phew, I can finally finish off the form and submit it early this week. Thanks again.
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| John |
Posted - 08 March 2009 : 19:04:01
Hi
your answer to 1.17 would be "NO"
Yes the house should still be listed as an asset in section 3, also listed in section 4 secured (shortfall in 4 unsecured)and in section 8.1.
Handing the property back is the intention but you still own it at present and therefore it needs to be included.
John White
England Jackman & Spacey |
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