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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by charliebucket[/i] [br]My court date is Thursday 26th I am being forced into bankruptcy by a creditor I have already posted on this subject but am having further thoughts and worries. It has occurred to me that as I have no income obviously no IPO can be arranged however as I also have nothing in terms of assets etc except a car worth @ max £2K but which requires more than its value in repair work, I need the car to attend hopsital and therapy appointments which are now in another county as I have had to move in with my parents through the BR etc I am going to ask the OR to exempt the car as its necessary but given that they have nothing else to take from me at all and no money as I am not working at the moment due to ill health and having to resign my directorship as BR can not be directors, I am thinking perhaps they will take my car as a lesson or just because there is nothing else am I panicing too much or does that seem a likely move on the OR's behalf or is it actually not allowed as I genuinely need it the value is in effect £0 unless I am allowed to keep it as my family have agreed to pay for the repairs if I get to keep it. Getting more worried about Thursday and the inevitable interview/phone discussion as the hours pass. Any one have any experiences either way? John has already answered but I have since thought there is nothing else to take so would that make a difference? [/quote]   Check here to include your profile signature. Check here to subscribe to this topic.