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T O P I C R E V I E W
leakie	Posted - 27 March 2009 : 06:57:22 Hi All I have recieved a letter from Barclays, They are one of my creditors, The letter states that they know I have gone BR, They have frozen the old account . But have asked if I would like to open a cash card account. Hope this info helps. All the best Leakie
2 L A T E S T R E P L I E S (Newest First)
leakie	Posted - 27 March 2009 : 18:40:55 Hi Melanie Thanks for your reply, I thought that once your are made BR, they could not chase the ammount owed, So what you are saying even after you have been discharged from BR, may be a couple of years down the road, and you go back to the bank, which was a creditor, they can still get there money back? I will stay well cear of Barclays then, or have I mis-understood you. Thanks Leakie
Melanie.n	Posted - 27 March 2009 : 08:46:06 I would not recommend that you open a new account where you have a debt included in the bankruptcy - banks have the right of set off which means that they can use any credit balance to off set against any other account in the bank such as other overdraft/loan or credit card. People are always instructed to open a new account in a bank where they have no other debt nor linked to any of their creditors. Hope this helps Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles

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