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 Hi, I'm about to go bankrupt, but have a query.

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T O P I C    R E V I E W
mike063 Posted - 27 March 2009 : 13:42:56
Hi, I'm about to go bankrupt, but have a query. my debt is with several visa's. = £30,000 but one of them £18,000 was signed by me and my wife. when I go bankrupt will she be asked to pay for this sum, even though our finances will not be able to pay for this even as a combined earnings? Will it be part of my bankruptcy?
One last question please, my wife has a plot of land but is not going bankrupt can the they use this when i go bankrupt as an asset, the land is soley in her name. once again many thanks for any help.
1   L A T E S T    R E P L I E S    (Newest First)
Melanie.n Posted - 27 March 2009 : 14:43:01
If just you are filing for bankrupty - only your debts are included (and assets) with regard to the credit card debt, it depends on who is the original card holder - if you are the original card holder and you wife has a card on your account you are liable for the debt - If your wife is the original card holder and you have a card on the account - your wife is liable for the debt, you need to check who is the actual account holder.

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles

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