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 will my son or husband be able to get credit

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T O P I C    R E V I E W
shazzles Posted - 01 April 2009 : 07:39:14
If I go bankrupt?? Is it just my credit rating that gets damaged or does it go on our council flat as a whole??
2   L A T E S T    R E P L I E S    (Newest First)
shazzles Posted - 01 April 2009 : 08:36:57
Hi John
Thankyou so much for your speedy reply.
We have never had joint debts whatsover so everything should be ok shouldnt it..sorry im a bag of nerves and i havent even filed yet!!!
John Posted - 01 April 2009 : 08:15:30
Hi

neither your husband or son should be affected by your bankrupt status. The old "blacklist" in relation to a bankrupt's address doesn't exist any more. However, it's possible, but by no means definite, that your husband's credit rating could be affected if there has been any previous joint borrowing.

If it was affected your husband can arrange, at a minimal cost of £2, to have himself "disassociated" from your credit rating and restore his own rating to it's correct position.

John White
England Jackman & Spacey

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