| T O P I C R E V I E W |
| Ken M |
Posted - 15 April 2009 : 09:21:28
I was made bankrupt in May 2008 and discharged in October 2008. I have a flexible saver account with Abbey which allows credits to be processed and cash withdrawals but no Direct debit facilities etc.I applied for a basic bank account and they declined. I also applied to Barclays for a basic account. This was turned down too - all the time racking up credit checks which further damage my credit rating. Is ther anyone specialising in offering basic banking facilities for people in my situation? I don't want credit - just debit card and Direct Debit facilities.
Thanks
Ken Marine |
| 9 L A T E S T R E P L I E S (Newest First) |
| Hinfo |
Posted - 17 April 2009 : 07:59:31
The Co-op are fantastic i opened an account and im still trading as a window cleaner so i get paid by a lot of cheques and i can pay them in via the post office as the nearest co-op is about 45 minutes away
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| Ken M |
Posted - 17 April 2009 : 07:55:58
Thanks Tim. I've already been in touch with them and they do sound helpful. I'm on my way in to see them this morning. |
| tim73 |
Posted - 16 April 2009 : 17:32:49
i reckon the co-op is your best bet, even the O.R. said to me they advise people to open a co-op cashminder account as they are the most bankruptcy friendly bank out there. and ive had no problems at all with my account. hope this helps! |
| Ken M |
Posted - 16 April 2009 : 14:34:19
Cheers Dave. Like the attitude! You're dead right of course - if I'd been a worrier I'd have topped myself by now!!quote:
Originally posted by chester2005
no you can't apply online at the moment but you can over the phone it only takes about 15 minutes thats what i did and it was simples!!!
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!!
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| chester2005 |
Posted - 15 April 2009 : 09:53:31
no you can't apply online at the moment but you can over the phone it only takes about 15 minutes thats what i did and it was simples!!!
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!! |
| maizie |
Posted - 15 April 2009 : 09:49:10
I think you can, I went into a branch which is about half hour away from me. Best to give them a call first.
Maizie |
| Ken M |
Posted - 15 April 2009 : 09:43:18
Thanks Maizie. Willdo - there isnt a local co-op handy. Can you apply online? |
| Ken M |
Posted - 15 April 2009 : 09:33:37
quote:
Originally posted by maizie
Hi Ken
Alot of people on this forum including myself have a Cashminder account which is at the Co-op. They are very bankrupt friendly, I have standing orders, direct debits and have also been given a visa electron card. Give them a try!
Maizie
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| maizie |
Posted - 15 April 2009 : 09:30:56
Hi Ken
Alot of people on this forum including myself have a Cashminder account which is at the Co-op. They are very bankrupt friendly, I have standing orders, direct debits and have also been given a visa electron card. Give them a try!
Maizie |
