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T O P I C    R E V I E W
mick063 Posted - 01 May 2009 : 09:54:08
Can I open a basic bank account before going bankrupt? Or do I have to wait until officially bankrupt as the OR may close it?

Thanks all for any help.

Mick063

9   L A T E S T    R E P L I E S    (Newest First)
mick063 Posted - 06 May 2009 : 17:38:41
Hi, j byron, yes the full readycash account with internet.
I think a lot of the time its at the discretion of the banking person. I rang the main yorkshire phone number and confirmed it with them first, then went to the local branch and asked if i'm allowed an account when going BR and that was it.

sorry to hear yours did not go ahead. good luck...with yours.

Mick
sjbyron Posted - 05 May 2009 : 20:46:54
Hi Mick

Well done on opening the account with Yorkshire, I am suprised that they allowed you an account as I tried the same thing but they turned me down straight away.
Is it the full readycash account?

Stu J Byron
mick063 Posted - 05 May 2009 : 19:44:04
Hi,
I have now opened a Yorkshire basic account today all went well. This is before i go bankrupt and I told the bank about the bankruptcy in a few weeks time, they were fine with it..


all the best
mick063
sjbyron Posted - 01 May 2009 : 21:34:47
Hi Mick, Yorkshire Bank arent bankruptcy friendly, so I would cancel that appointment if its a Maestro card that you are after then Thinkbanking will accept you

Stu J Byron
Niobe Posted - 01 May 2009 : 15:02:26
I have read on here recently that Yorkshire Bank are not very amenable to BR.

The Co-op are ok though.

The glimmer gets brighter all the time

Jan
xx
mick1972a Posted - 01 May 2009 : 12:12:45
Let them know that you intend to go bankrupt and dont list this new account on the bankruptcy form. Just mention to the OR in your interview that you have opened a new basic account.
mick063 Posted - 01 May 2009 : 10:38:51
Thanks guys. just booked appointment with Yorkshire bank to open a basic account "readycash".
Mick063

mab Posted - 01 May 2009 : 10:32:44
Hi

Yes you can open a basic account, I opened one with CO OP called a cashminder, its great account you get a card and can use it for direct debits etc.
chester2005 Posted - 01 May 2009 : 10:02:44
You can open an account beforehand and when you speak to the OR mention that is the account you are going to use and they will normally not bother with it.


Dave

Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!!

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