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T O P I C    R E V I E W
emdaz Posted - 13 May 2009 : 10:32:34
Hi,

just applied for this account as going to petition for bankruptcy soon,

Been refered to underwriters, has anyone else had this???
3   L A T E S T    R E P L I E S    (Newest First)
Lottie Posted - 13 May 2009 : 21:01:31
hi there
My hubby applied after declaring BR and was refused with no explanation. We obtained his credit file to make sure there was no CIFAS warnings then I just wrote a letter asking for a person(not compuer) to look again at the application and 2 weeks later he had letter with account number etc and card, didnt even need to show ID despite not being on electorol roll. So I would advise anyone refused to write and ask for the application to be looked at again.
Regards
cya Posted - 13 May 2009 : 12:49:08
Hiya,

I wasn't accepted straight away, I needed to take some photo ID into my local branch. When I asked if I would get the account after this, they told me over the phone the only way I wouldn't is if my details didn't match up or I wasn't on the voting roll.

Hope that helps.
gettingoutofdebt Posted - 13 May 2009 : 10:37:29
My account was referred when I tried to open one over the phone. About 5 days later I received a letter saying that I needed to provide more information so I needed to take my driving licence or passport to a local branch so they could verify who I was. I assumed that this was due to me not being on the electoral register and my address. If you can't pop into a local branch you can also send copies of the documentation required however these forms will need to be witnessed.

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