HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 archive
 Forum Questions
 Would just like to thank everyone on this forum

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
gdc Posted - 08 September 2009 : 17:47:16
Would just like to thank everyone on this forum for all the help that they have given. A few months ago, I was a nervous wreck, who daren't open the door for fear of bailiffs and daren't open any post for fear of nasty letters. Like many others on here, i really was at my wits end and didn't know which way to turn. But I took the bull by the horns and decided to go bankrupt. This I was absolutely dreading, but on the day the court staff were very courteous and I was only in the court for less than half an hour. It really was not as bad as I was expecting. I had contact with my OR and received a letter saying I would be having a telephone interview. Again, absolute dread, I was expecting the grilling of a lifetime. That day was yesterday and to be honest it wasn't nearly as bad as I was anticipating. The OR I dealt with was extremely pleasant (quite cheery actually), very professional and generally a very genuine guy. The interview lasted just under an hour, where he explained he would not be interested in my car, nor my works pension and after going through I&E he said I didn't have enough spare for an IPA/IPO (which was a huge relief) but he would be going for a NT code and collecting this money (which I was expecting. Anyway after an hour he said thank you very much and said that I shouldn't expect to hear from him again other than a bit of correspondence. I was genuinely shocked as my debt is quite high and thought I would have to account for every penny.
To summarise I would like to thank the people on this forum who have answered many of my questions over the last few months and have guided me through a very difficult part of my life, their help has been amazing and the work they do is superb. For anyone who is just starting down the path of bankruptcy, all I can say is it is not as bad as you think, your life will not end and the chances are your quality of life may well be improved.
Good luck

1   L A T E S T    R E P L I E S    (Newest First)
gettingoutofdebt Posted - 08 September 2009 : 17:58:40
That's good news gdc, the OR's interview was the most nerve-wracking part of the whole process for me.

You should receive a note confirming the car is exempt from your BR within the next couple of weeks and then notification about the NT code and, with a bit of luck, maybe notification of ED a few months down the road.

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06