HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 New Questions
 Forum Questions
 Meeting with the OR.

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
dean69 Posted - 07 November 2009 : 21:48:49
Hi, just wanted to say my wife and i had our meetings with the OR yesterday. Mine lasted 2 hours and my wife's was an hour and a half and we have to say it was as no way near as bad as you think its going to be. The guy was really friendly and put at us at ease which made it easy going.
In the end he put me on a IPA and told me how much he thought i could afford to pay and said if i agreed to that he would not ask my wife to make any payments.Also he would start the IPA in january so we can get christmas out the way first which i thought was a nice gesture. So i now have 36 payments of £115 to make and it will be all over. Considering the iva company i was with wanted nearly £600 a month i couldnt believe the payments the OR wanted.
So i just want to say to anyone who has a meeting or call with the OR coming up not to worry because its really not that bad. I would say that once the daay at court for the BR is over the worst bit is done and out of the way.

All the best,
Dean
4   L A T E S T    R E P L I E S    (Newest First)
charlie44 Posted - 08 November 2009 : 19:39:40
Well done and good luck for the future.
In 2 Deep Posted - 07 November 2009 : 23:20:42
There does seem to be a huge gulf between what you pay in an IPA v an IVA.
Goes some way to explain why BR petitions are increasing.

Treat EVERY Penny as a prisoner.
chester2005 Posted - 07 November 2009 : 22:07:26
the figures you have quoted just goes to show the huge difference between the income allowances of an IVA and during the 36 months of an IPA through BR


Dave

Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
RevivaUK helped me through it all i can't recommend them enough!!
Housing Posted - 07 November 2009 : 22:02:31
Good luck to you, your wife and your family

Regards, Richard

"There are no problems - only solutions..."

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06