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T O P I C R E V I E W
pathtofreedom
Posted - 11 January 2010 : 16:57:26 Myself and my husband were declared bankrupt on friday and today we had a call from OR saying we will have interview next week.She said she will need to know when we took out credit cards and loans and what they were used for. We have had these for many years and have no idea of dates. Will this have any affect on how long our br lasts for.
2 L A T E S T R E P L I E S (Newest First)
Housing
Posted - 11 January 2010 : 19:54:05 Hi pathoffreedom,
Welcome to the forum
No is the answer. You should work on the basis that you will be discharged 12 months from the date the court declared your BR.
You will see people refer to an early discharge and it is true to say they do happen more now than in the past - due to volume of cases!
If you get an ED it is a bonus and NOT a right. Good luck, Richard
"Life is generally something that happens elsewhere" (Alan Bennett - author and hero of mine!!)
gettingoutofdebt
Posted - 11 January 2010 : 18:31:46 No, there is no problem if you cannot remember the exact dates as the OR can contact the creditors to find this information out. The account numbers and providers of the credit cards and loans are important but if the dates are pretty rough (i.e. Apr 2003) then it won't be a problem.
