All Forums  New Questions  Success stories  now debt free after years of worry and stress.

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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by sunshine[/i] [br]My husband and I were declared bankrupt this afternoon. I can't tell you how relieved we both are. The process was so straightforward. Never having been into a court before I really didn't know what to expect, but it was more of an office than a court room. Our papers were checked and we swore an oath, paid our money and waited ten minutes while the Judge looked at our stuff (we never met him/her). It came back stamped and we were then taken into a room with the bankruptcy clerk (who was lovely). She rang the OR's office and gave them our details. We spoke to them each in turn, went through our bank account details, our car finance and confirmed our name, dob, address etc. They then said they'd be back in touch next week to sort out an interview and also that we could keep our current account open (it's with the co-op) so all our direct debits etc will be fine...we had kept £1000.00 in there which cover's the direct debits due out in May. It's almost surreal that we are now debt free after years of worry and stress. I hope this helps if you are worried about the court procedure....although I can definitely say I would never want to go through this all again! Am going now, to pour ourselves a big glass of vino! Will let everyone know what happens with the OR...xxx [/quote]   Check here to include your profile signature.