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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by terry d[/i] [br]this is how my banruptcy went today go to the court in good time,i have a 9am appointment,a bit scared going in,was shown through to a small room in the court and waited,at 9am on the dot a lady comes and takes me through to another room,askes to see my paperwork the whole of nealy 100 pages,takes 5 minutes looking through them,then askes me ,have i sort advice on my fanancial debts,yes i say you can see one of my creditors is an iva company,then she tells me at least 50% of bankruptcys in that court are people who have entered into an iva,im keeping my mouth shut i just want to get out of there i sign the forms and she tells me to wait upstairs whilst the judge looks over my paperwork at 10am she comes and gives me my paperwork to say im now bankrupt,all i have now to do is a phone call from the courts which she said would last about 30 minutes,im to ring the court tomorrow to book a time and day as im working and cannot take a call whilst driving so in 60 minutes im done and dusted,it now feels like a huge weight has been lifted from my shoulders and now i can start again in life my thanks go out to all the posters on my threads over the past few months but a huge thank you to viki warbrooke of vincent bond who helped me through this and my numorous e-mails to her it was worth paying vincent bond £350 to do all the paperwork and get advice from viki when i needed it [/quote]   Check here to include your profile signature.