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T O P I C    R E V I E W
km1 Posted - 03 June 2008 : 20:51:53
If i am looking to get a mortgage after i have been discharged from the bankruptcy does anyone know of any good websites/lenders? Does it make a difference if a partner has good credit score?

K
1   L A T E S T    R E P L I E S    (Newest First)
Helpful Advice Posted - 04 June 2008 : 09:37:47
Hi kn1,

You will be able to obtain a mortgage, but the rate will be very high, especially in the current environment.

If purchasing new then as mortgage products tighten up due to the credit crunch then a higher deposit will be needed.

The higher deposit you have the better the interest rate.

Although your partner may have good credit you are still a high risk and classed as adverse therefore they will bass the mortgage product against your history.


Kind Regards,

Brett England


Bankruptcy Specialist

England,Jackman & Spacey

WebSite www.ejands.co.uk


View my personal story & blogs at:

http://brettengland.blogs.bankruptcyhelp.org.uk/

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