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| suet |
Posted - 20 April 2008 : 08:50:01
hello,can you please advice me,i have got myself £50,000 worth of debt,which i have only just told my husband about and he is threatening to leave me,the debts are all in my name and they are unsecured.we live in a council house with our daughter of 20 and son of 18,i am self employed as a child minder and earn apprx.£210 per week my husband is a gas engineer on £30,000 per year.my question is if i declare myself bankrupt will my husband be responsible to help with my debts. thanks for yous time
sue t |
| 6 L A T E S T R E P L I E S (Newest First) |
| melanie_giles |
Posted - 21 April 2008 : 00:19:19
Hi there
Did you spend all of the £50,000 on yourself - or was the money used for household and other shared expenditure? It is a shame that your husband is blaming you for this - when he has probably benefitted directly or indirectly from some of the borrowings - however I suspect that it is probably more the shock of not knowing that has made him react in the way he did when you first told him.
You now ought to take professional advice from a licensed insolvency practitioner who can explaim the various options available to you.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
| AlanO |
Posted - 20 April 2008 : 19:37:34
Hi Suet,
Suggest you ring one of the experts to talk through specifics that may impact on you or your husband.
If you do file for bankruptcy, you will need to attend St Albans County Court - as Watford CC doesn't cover insolvency - The Official Receivers office is also in St Albans.
All the best Alan
www.debtdr.co.uk |
| Reviva UK |
Posted - 20 April 2008 : 17:02:40
If either of you want to have a chat about it please feel free to telephone any of the experts on the site - If only to put your minds at rest
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
| suet |
Posted - 20 April 2008 : 15:20:17
we live in watford herts,i think he is coming around to the idea,i should have been honest from the start,and i am relieved that its not going to effect him
sue t |
| Reviva UK |
Posted - 20 April 2008 : 13:49:23
Hi Suet and welcome to the forum
Sorry to hear about your situation but the very best thing is complete openess with your husband because the last thing you need is for this to damage the relationship and tear you both apart.
Because of the job you do and your income it is highly unlikely that this would affect your husband at all.
However I would really suggest that introducing a third party to discuss openly the situation, implications and way forward may be hugely beneficial as you husband may need some external reassurance about the situation.
Which part of the country are you in?
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
| m and v |
Posted - 20 April 2008 : 09:16:16
Hi there - I was in a similar situation. Lots of debts all in my name and living in rented accomodation. I have just gone BR and it has not affected my husband at all, its my debt and my bankruptcy. Sure one of the experts will come along and verify this but there may be better solutions. Hope it all goes ok. |
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