It will be down to the OR on the day to what they will allow etc but they are not horrid people.
Dont worry about them, my one was great, and most of our other posters have had good experiences with the interview etc.
I seriously would not worry about what they will or wont say or do until you have gone BR, then they will go over your I&E and once they write to say you may get an IPA then you can scrutinize that with them and fight it, dont sign anything until your 100%sure and happy.
Jo x
17 Weeks down 35 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
I would do what is best for you. At the end of the day your health is the most important and i know i would look at that part first.
If you feel lowering the hours is the best way, then that is what you must do.
I know that your scared and worried, i know i was, but you have to take control and do what you feel is right at the end of the day.
You wont be penialised for that :-)
Jo x
17 Weeks down 35 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
Let us know how it all goes and also if i can be of any more assistance.
Jo x
18 Weeks down 34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
That would be down to the bank and their policies, but at the end of the day once discharged their is nothing stopping you from applying to any of the banks and see what they say.
Even if they were creditors:-)
Jo x
18 Weeks down 34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
You can open a basic account as soon as you've been declared BR (I opened mine the day after I went BR). However, not with anyone you owed money to when you went BR. The Co-Op Cashminder seems to be the most BR-friendly account out there at present.
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367
I think i mis read your question, as a discharged bankrupt you can apply more or less to most banks and they will let you know if you can have an account with them.
As an undischarged BR then the choice is a bit limited the coop as Julian has said is the most common one now and like Julian i opened mine the day of my bankruptcy.
Jo x
18 Weeks down 34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: Needafriend's Info on Bankruptcy :-) http://debtfreejo.blogs.bankruptcyhelp.org.uk/ Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
if you are getting help medically speaking re your depression a letter from your gp stating the gym is necessary as an aid to your recovery and not a luxurious expense the or might let you keep it definitely worth a go,
Bankruptcy form outgoings
Posted - 06 December 2008 : 20:48:37
