If you have no joint finances then your partner won't be affected, neither will your address.
Do you own the house or is it rented?
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
Brilliant, thank you very much for your response. I'm in a shared-ownership house - I own it 50/50 with a housing association. It's the biggest mistake I've ever made to be honest!
I'm not sure what would happen with that - it would be down to the OR to sort out.
If you don't mind me asking, what are your total debts? It may be that a different solution might be better? Are you working?
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant