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leen.ow
Starting Member



31 Posts

Posted - 27 January 2010 :  17:12:46  Show Profile  Visit leen.ow's Homepage  Reply with Quote
I have previously been made aware that when you live with somebody, their relative income is considered by the OR when working out your allowances in an IPA scenario.

My question is, on the SOA form (I have not seen this form so I don't know what it looks like) how do I present this?

For example, the guideline amount for housekeeping/food for a couple is £387. I earn approx 2 thirds of the household income. So do I

a) put my income and her income down, and claim £387 AS JOINT EXPENDITURE, and the OR works it out that I should be allowed 2 thirds against my outgoings?

OR

b) just put my own income, and claim for 2 thirds of the £387 (£255) against my outgoings?

I know the end result is the same, just not sure which method is used :)

gettingoutofdebt
forum expert



2418 Posts

Posted - 27 January 2010 :  17:53:36  Show Profile  Reply with Quote
If you are claiming for joint expenditure then you would put down something like:

Your income - £1000
Wife/Partner contribution - £500
Total Income - £1500

Outgoings:

Housekeeping - £387
Gas - £xx
etc.
etc.

The OR normally asks how much other people in the household contribute to bills/food so it is probably easier to put down the I&E as joint.
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leen.ow
Starting Member



31 Posts

Posted - 27 January 2010 :  23:31:08  Show Profile  Visit leen.ow's Homepage  Reply with Quote
Thank you. When you say 'partner's contribution' is that her total earnings or just what she pays to the household expenses? (she earns more than she contributes, as she does of course have her own personal expenses too).

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gettingoutofdebt
forum expert



2418 Posts

Posted - 28 January 2010 :  06:44:06  Show Profile  Reply with Quote
It will just be the amount she contributes to the household expenses. She may earn £1000 but only contribute £300 to the household expenses so it would just be £300 that you put down.
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