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den.md
Starting Member
3 Posts |
Posted - 12 February 2010 : 04:45:37
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Hi, Myself and my wife were declared bankrupt approx three years ago. We were both discharged six months later. We have not received anything from the official receiver regarding the bankruptcy until yesterday when he has asked us to fill out an income and expenditure form as hes never received one from us, although I have sent it, but do not have proof of sending. The questions are 1 Is there a time limit for him to be able to apply for an IPA? 2 We have fully complied with him regarding all matters regarding the bankruptcy, he has not told us for instance how much the house was sold for etc.., should he have informed us of this and if there was a shortfall are we liable for that amount? 3. How much of any disposable income we have left can he take and how long for?
Thanks
Den
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RHB
Senior Member
1159 Posts |
Posted - 12 February 2010 : 07:20:15
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Your shortfall should be covered under the bankruptcy |
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mark.64
Starting Member
18 Posts |
Posted - 12 February 2010 : 11:17:48
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Hi Den, I would like to know the answer from the experts to your first question, I assummed once you were discharged that was it as far as ipa's were concerned, Surely they cant come looking for you now for an ipa, I assummed this was judged on your circumstances at the time prior to not after
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mark.64
Starting Member
18 Posts |
Posted - 12 February 2010 : 11:30:06
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Hi Den, I have just read that the ipa agreement must be made prior to discharge 31.7.2 introductions to ipa, so no they cannot set one up now
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RHB
Senior Member
1159 Posts |
Posted - 12 February 2010 : 17:27:23
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But if you don't return a form that's a different matter surely? |
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den.md
Starting Member
3 Posts |
Posted - 16 February 2010 : 07:23:22
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Thanks for the answers, anybody else got a comment for me?? - especially regarding question 1
Thanks
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