hi we are on a 28 day notice for repossession.since that was given we are going through mortgage rescue.since going br i have not bought the interest back in the property which is what we now have to do to proceed.the problem we have is about 80000 shortfall that mortgage co and secured loan have to write off which on first contact with mortgage co has been positive.my question is if they both agree to the council to write the debt off could they go after us for the shortfall or would it be a legally binding writing off of the debt.hope this makes sense thanks