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 LloydsTSB Business account After Discharge
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leakie
Junior Member



United Kingdom
158 Posts

Posted - 08 March 2010 :  12:47:15  Show Profile  Reply with Quote
Hi All

I have just got myself a new Business Account,
I have been discharged for just over 3 months,

I thought that there was no harm in trying they can only say no.

I was completely honest with them, I had a risk score of 3 (1 being the best 9 being the worst)

I think that the reason I was successful was that they let me keep my Joint Account, Lloyds were one of my creditors.


So there may be hope after discharge for us Self employed.

I hope this may help

All the best

Leakie

spices100
New Member

67 Posts

Posted - 08 March 2010 :  14:16:35  Show Profile  Reply with Quote
quote:
Originally posted by leakie

Hi All

I have just got myself a new Business Account,
I have been discharged for just over 3 months,

I thought that there was no harm in trying they can only say no.

I was completely honest with them, I had a risk score of 3 (1 being the best 9 being the worst)

I think that the reason I was successful was that they let me keep my Joint Account, Lloyds were one of my creditors.


So there may be hope after discharge for us Self employed.

I hope this may help

All the best

Leakie





How do you find out what your risk score is ?
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leakie
Junior Member



United Kingdom
158 Posts

Posted - 08 March 2010 :  14:35:22  Show Profile  Reply with Quote
Hi Spices 100
The manager I spoke to checked on the screen if I would be eligible, and it showed my account History, if we had gone overdrawn or returned payments etc

I just asked her what the figures meant and she explained,
I suppose it is like an internal credit scoring,

All the best

Leakie
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