Hi everyone I am trying to start up on my own as a holistic therapist, I need to have insurance for this quite quickly. One of the questions on the application form for the insurance is 'have I been bankrupt'. I was discharged from BR in January and I have checked the website for this. The insurance company have asked for a discharge certificate and I have applied for this today. Can this be refused? When I telephoned the court today they told me that the OR usually lets you know when you are discharged. I am a bit concerned now but surely it wouldn't be on the insolvency website that I am discharged when I'm not. Any advice please.